How Seasonal Businesses Can Protect Themselves with Short-Term Insurance

Running a seasonal business in California—whether it’s a summer kiosk, a food truck, or a holiday pop-up—offers unique freedom and opportunities. However, it also comes with its own set of challenges, particularly when it comes to protecting your operation. Temporary business insurance, often called short-term commercial insurance, is a crucial solution that provides coverage tailored…

What Is Umbrella Insurance and Who Actually Needs It?

Accidents and unexpected events are an inevitable part of life, and having insurance is crucial to protect yourself from financial hardship. However, standard insurance policies like home, auto, or business insurance may not always offer sufficient coverage in certain situations. That’s where umbrella insurance comes in. If you’re in California, considering umbrella insurance could be…

How Climate Change Is Affecting Home and Business Insurance

The rising impact of climate change has far-reaching consequences, particularly on the insurance industry. For homeowners and business owners in California, navigating the changing landscape of insurance has become increasingly challenging as extreme weather events like wildfires, floods, and severe storms grow in frequency and intensity. These shifts are directly influencing insurance premiums, coverage limitations,…

Do You Need Insurance for Your Side Hustle?

Starting a side hustle is an exciting venture—whether you’re tapping into your creative potential, turning a hobby into extra income, or launching the beginnings of a full-blown business. However, amidst managing orders, clients, and daily tasks, many side hustlers overlook one important question: “Do I need insurance for this?” If you’re thinking, “Nah, I’m too…

Man using rental equipment

Does General Liability Insurance Cover Rental Equipment?

In the complex landscape of business insurance, companies often grapple with questions regarding the extent of coverage provided by general liability insurance. For enterprises relying on rental equipment, a critical question arises: Does general liability insurance cover rental equipment?  Does General Liability Insurance Cover Rental Equipment? General liability insurance is a foundational component of risk…