Small Business Insurance Mistakes to Avoid Early
Small business insurance mistakes often happen in the first two years because owners are focused on growth, hiring, sales, and day-to-day survival. Insurance can feel…
Read more
General Liability Insurance
One of the most popular and essential types of business coverage, General liability insurance (GLI) protects your organization against third-party claims for bodily injury, property damage, and personal injury.
What Is General Liability Insurance (GLI)?
General liability insurance is a type of insurance that provides coverage for third-party claims for bodily injury, property damage, and personal injury.
This insurance covers accidents that may occur on your business premises, including slips and falls, property damage caused by your business operations, and injuries caused by your products or services.
What Does General Liability Insurance Cover?
General liability insurance typically covers a wide range of risks and liabilities, including:
- Bodily injury: If a customer or visitor is injured on your business premises or as a result of your business operations, GLI will provide coverage for medical expenses, lost wages, and other related costs.
- Property damage: If your business operations damage someone else’s property, general liability insurance provides financial protection for repairs or replacement.
- Personal injury: This type of coverage protects against claims relating to non-physical injuries such as libel, slander, or copyright infringement.
Why Is General Liability Insurance Important For Small Business Owners?
General liability insurance is an essential coverage for small business owners because it protects against many common risks and liabilities. Without this coverage, a single lawsuit could potentially bankrupt your business.
Additionally, many clients and customers may require that a small business carry general liability insurance before working with them. In many industries, it’s simply a standard part of doing business.
Uniserv: General Liability Insurance in Southern California
General liability insurance is a fundamental safeguard for business owners. It provides financial protection against many common risks and liabilities and is often required by clients and customers.
If you’re a business owner, it’s important to review your insurance needs regularly and ensure that you have adequate coverage in place.
The good news is that at Uniserv Insurance Services, our mission is to help you do just that. Contact us today to learn more about our services and get answers to all your insurance questions.
Latest News
Is Bundling Insurance Really Saving You Money? A Real Cost Breakdown for California Residents
Why Bundling Insurance Sounds Simple Bundling insurance is often presented as an easy way to lower costs by combining policies with one provider. For California…
Policy Renewal Review Before Your Next Renewal
A Renewal Date Should Not Be Automatic A policy renewal review can be one of the simplest ways to control insurance costs without sacrificing the…
The Truth About Auto Insurance Discounts: What Actually Lowers Your Premium
Auto insurance can quickly become a significant expense for drivers in California, but the good news is that there are legitimate ways to lower your…
How to Protect Your Family During Power Outages and Wildfire Season
Californians face unique challenges each year as wildfire season and unexpected power outages become more common. Protecting your family during these emergencies requires proactive planning,…
Insurance Tips for California Entrepreneurs: Protecting Your Start-Up from Day One
Starting a business in California is an exciting and rewarding venture, but taking the leap comes with its share of risks. From unforeseen accidents to…
Contact Us
Whether you need a free quote or want to discuss your insurance needs, we are here to help. Fill out the contact form on this page and we’ll be in touch shortly.