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Vision Insurance
Poor vision can affect your employee’s performance and daily life. That’s why employers normally offer vision insurance to help employees pay for routine eye care, including exams and eyewear.
What is Vision Insurance?
Vision insurance is a health care plan that typically provides coverage for eye care services such as annual eye exams, contact lenses, and eyeglasses.
The coverage varies depending on the insurer and often includes benefits that can reduce the cost of these services.
Generally, vision insurance is managed separately from traditional health care plans.
Types of Vision Insurance
Vision insurance is mostly offered as a voluntary benefit by employers, meaning the employee is responsible for paying the monthly premium for coverage.
However, some employers may offer a basic vision plan as part of their overall group health insurance plan.
Individual vision insurance plans are also available from insurance providers for employees who need more comprehensive coverage.
How Does Vision Insurance Work?
Vision insurance is designed to help offset the cost of preventive eye care and corrective eyewear.
Employees can get benefits such as free or reduced-cost annual eye exams and discounts on eyeglasses and contacts.
Some vision insurance plans come with a vision savings account that the employee can use to pay for additional costs, including those associated with corrective surgery.
Uniserv Insurance Services: Vision Insurance in Southern California
Vision insurance is a valuable benefit that can help you attract and retain top talent.
Whether your employees are looking to get their first pair of glasses, or just maintain their vision health, vision insurance is worth considering.
With all of the different plan options and benefits available, employers should review all of their options to determine the best coverage that serves their employees’ vision needs.
To learn more about the alternative at your disposal, contact Uniserv Insurance Services today. Our team stands ready to answer all your questions.
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