Wildfire Smoke Damage Insurance: What Homeowners Should Know
California’s wildfire season can leave homeowners with more questions than answers, especially when it comes to the damage caused by smoke and poor air quality.…
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General Liability Insurance
One of the most popular and essential types of business coverage, General liability insurance (GLI) protects your organization against third-party claims for bodily injury, property damage, and personal injury.
What Is General Liability Insurance (GLI)?
General liability insurance is a type of insurance that provides coverage for third-party claims for bodily injury, property damage, and personal injury.
This insurance covers accidents that may occur on your business premises, including slips and falls, property damage caused by your business operations, and injuries caused by your products or services.
What Does General Liability Insurance Cover?
General liability insurance typically covers a wide range of risks and liabilities, including:
- Bodily injury: If a customer or visitor is injured on your business premises or as a result of your business operations, GLI will provide coverage for medical expenses, lost wages, and other related costs.
- Property damage: If your business operations damage someone else’s property, general liability insurance provides financial protection for repairs or replacement.
- Personal injury: This type of coverage protects against claims relating to non-physical injuries such as libel, slander, or copyright infringement.
Why Is General Liability Insurance Important For Small Business Owners?
General liability insurance is an essential coverage for small business owners because it protects against many common risks and liabilities. Without this coverage, a single lawsuit could potentially bankrupt your business.
Additionally, many clients and customers may require that a small business carry general liability insurance before working with them. In many industries, it’s simply a standard part of doing business.
Uniserv: General Liability Insurance in Southern California
General liability insurance is a fundamental safeguard for business owners. It provides financial protection against many common risks and liabilities and is often required by clients and customers.
If you’re a business owner, it’s important to review your insurance needs regularly and ensure that you have adequate coverage in place.
The good news is that at Uniserv Insurance Services, our mission is to help you do just that. Contact us today to learn more about our services and get answers to all your insurance questions.
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