What Is Term Life Insurance?
Life insurance is one of the smartest decisions you can make. Among the types of coverage offered, term life insurance is one of the most common and straightforward. Whether you’re…
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Uniserv Financial Services
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What Is Key Man Insurance?
Every business has an important figure who is essential for the company’s smooth functioning. Key man insurance is a life insurance policy that businesses purchase to indemnify the financial loss…
Does General Liability Cover Workers Comp?
As a business owner, it’s essential to know the differences between the different types of insurance available to you. In this post, we will address the critical question that often…
What’s the Difference Between Term Life and Whole Life Insurance?
Life insurance is one of the most important financial decisions you can make, but many people struggle to decide which policy type is right for them. If you’re a young…
What’s the Difference Between Premiums, Copays, and Deductibles?
Health insurance can be confusing, especially when you’re faced with industry terms like premiums, copays, and deductibles. These terms are essential to understanding your plan and budgeting for your medical…
Cyber Insurance for Small Businesses: Are You Prepared for a $1M Ransomware Attack?
With cyber threats evolving at an alarming rate, small businesses are no longer immune to sophisticated attacks like ransomware. Picture this scenario: Your company data has been locked, and a…
Flood Insurance Myths: Why Home Policies Won’t Save You (Even If You’re Not in a Flood Zone)
Flooding is one of the most devastating and costly disasters a homeowner can face. Yet many homeowners and real estate investors remain underprepared due to common misconceptions about flood insurance.…
Business Interruption Insurance Post-Pandemic: Are You Still Covered for Supply Chain Disasters?
The past few years have proven that supply chain disruptions can cripple businesses overnight. From factory shutdowns to shipping delays, the post-pandemic economy has brought new complexities to light. One…
Bundling Insurance Policies: Does Combining Auto, Home, and Life Really Save Money?
Managing your insurance policies can sometimes feel like juggling too many balls at once. You’ve got auto insurance for your car, homeowners insurance for your house, and maybe even life…
Life Insurance for Young Adults: Why ‘I Don’t Need It Yet’ Could Cost You Later
Life insurance is often seen as something only older adults or parents need. For many young adults, especially Millennials and Gen Z, it barely even crosses their minds. After all,…
Life Insurance After Retirement: Do You Still Need It? (Spoiler: You Might)
When you’ve finally said goodbye to your 9-to-5 and are enjoying the fruits of your hard work, life insurance might not feel as necessary as it did before. After all,…
Commercial Auto Insurance vs. Personal Auto Insurance: Key Differences
When it comes to protecting vehicles, not all insurance policies are created equal. For small business owners, freelancers, and entrepreneurs, choosing between personal auto insurance and commercial auto insurance can…
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